Home buyers are typically advised to put at least 20% down for a mortgage. Coming up with that amount can seem almost impossible if you have little to no money left over after paying bills each month.  Fortunately, if you want to buy a house but are worried about coming up with the 20 percent … Continue reading 3 Programs That Allow You To Buy A Home With No Money Down →

Good news for homeowners–your property has never been more expensive. Today, most properties have gained an 8-10% equity increase in recent years. Now what? While this is good news, not all homeowners know what this means. Moreover, they don’t understand how this market increase can significantly affect their lives. If you’re one of those people, … Continue reading Equity Gains of Home Owners →

Building a home has never been this difficult. With the prices of materials shooting up and contractor deals are getting more and more expensive, it will take some time before you finally get to live in your dream home.   However, while it’s hard, it’s not that impossible. As long as you plan your home-building … Continue reading Thinking of Building a Home? Here’s What You Need to Know →

Are you ready for the coming shift to driverless cars? While it might seem like some sort of futuristic vision, the truth is that driverless vehicles will be on the road within a few short years. Let's explore three key ways that driverless cars are going to help to shape how we think about our … Continue reading 3 Key Ways That Driverless Cars Are Going to Reshape How We Design and Use Our Homes →

When buying a home, there are certain steps a buyer should go through before the home sale is official. First the buyer makes the offer, then the offer is accepted. Next the buyer schedules the inspection and home appraisal. Finally, everyone is ready for closing. It’s easy to overlook the impact of some of these … Continue reading Your Home Appraisal And Your Mortgage →

Are you looking to buy a new house in the near future? If so, one of the choices you will face is constructing your own brand-new home or buying an existing home. The idea of building a new house on the right piece of land might sound enticing, but what if you could have a … Continue reading You Ask We Answer Should I Build a New Home or Buy an Existing One →

The Specialized World of Condo Mortgages   Today's prospective home buyers have some compelling reasons to shop for condominiums instead of houses. Condos may come with less square footage, which makes them easier to clean and maintain -- not to mention more affordable. Bankrate points out that condos' proximity to major city amenities can also prove attractive to … Continue reading What You Should Know About Condo Mortgages →

Homeownership has never been more accessible than how it is today. Before, professionals with high incomes were the only ones who could afford a mortgage, but now, even fresh graduates can already apply for a housing loan.   While this growing number of mortgage options has positive effects, it also has certain drawbacks. Choosing the … Continue reading Choosing the Right Offer for You →

Like with any bills and loans, getting a mortgage is filled with additional costs. One of which is the closing cost. A closing cost is a collection of additional fees excluding your down payment which you have to pay upfront to get a housing loan. While, in most cases, closing costs aren't that expensive, it's … Continue reading The Truth Behind Closing Costs →

Are you thinking about selling your house? Before you decide to list your home up for sale, it is helpful to get a clear picture of how much it's going to cost. Whether you are sprucing things up with a fresh coat of paint, replacing the roof membrane or just covering your taxes, there will … Continue reading What Are the True Costs of Selling a Home Lets Take a Look →