Rising mortgage rates over the past year have cooled the sizzling housing market. As home price growth has halted, fewer properties have sold over the past nine months than the month before. This is all because the average 30-year fixed mortgage rate has quadrupled this year, drastically restricting consumer ability to purchase a home. Additionally, … Continue reading Expert’s Prediction: Mortgage Rates Are Going Down →

If you're considering purchasing a home, you're probably weighing your demands against current mortgage rates, house prices, schedule, and other factors to determine whether you want to enter the market.    If this describes you, one crucial detail could influence your choice: there are currently more properties for sale than there were at this time … Continue reading A Look at Today’s Housing Supply →

In a recent poll, Bankrate asked potential homebuyers to list their top challenges. Experts discovered that 36% of those surveyed stated that saving for a down payment is one of their most significant barriers to home ownership.    Several organizations offer down payment aid that might help you realize your dream of becoming a homeowner … Continue reading Understanding Down Payment Loans →

Experts say there is little danger of a widespread foreclosure catastrophe like the one we had in 2008, which is excellent news for the housing market.    This narrative is supported by the Mortgage Bankers Association (MBA) data. It demonstrates that the aggregate number of at-risk homes is steadily declining.    However, despite the deficient … Continue reading What Real Estate Experts Say about Home Equity →

Buyers often shrug off newly built homes as they tend to be more expensive. However, with the current mortgage rates today, buyers can get the most out of their money if they buy a new home.    According to the National Association of Home Builders (NAHB)    “The supply of new single-family homes remained high … Continue reading Buying a Home? A New House Might Be Your Best Option →

It can be a good time to resume your home hunt if you put it on hold because you need help figuring out where to go after selling your home. You could have more alternatives and incentives available to you than you think if you're prepared to consider buying a newly constructed house with the … Continue reading The Best Reason to Buy a Newly Built House →

Many people associate the fall months with cooler temperatures and changing colors. But another defining characteristic of fall is that the days become shorter. Yes, there's limited daylight, as the sun rises later and sets earlier. Noting this, it's important to take any exterior lighting into consideration if you're listing your home this fall. It's … Continue reading Fall Outdoor Lighting Tips →

Going solar can make life sunnier for some homeowners. In addition to reducing energy their by "borrowing" energy directly from the sun, purchasers may also enjoy a 30 percent federal Solar Investment Tax Credit and other incentives, according to SEIA. Solar roofing can boost a home's equity in some cases, while making it more attractive to future … Continue reading Ways to Pay for Solar Roofing →

Buying a home is an exciting and exhilarating time, but between the time your offer was accepted, and when you actually have the keys in hand and finally step into your new home, it can be stressful. The escrow period, also known as the closing, can take the most easygoing home buyer to the brink … Continue reading Ensuring A Stress-Less Closing →

Many homeowners don’t take advantage of simple measures to reduce energy bills. A survey by SaveOnEnergy found that nearly 50 percent of homeowners have not switched their regular light bulbs to energy saving bulbs. This simple measure can save more than $180 a year on electric bills. As in the case with switching to energy … Continue reading Easy Ways To Slash Your Home Utility Bills →