When buying properties this season, being strategic and competitive is essential. That is why pre approval is so crucial in today's world. The only way to know how much money you can borrow for your loan is to get preapproval from a lender. The Mortgage Reports' Editor, Peter Warden, explains:    "The lender will examine … Continue reading Pre-Approval: The Key to Today’s Home Buying Process →

Climate change and natural catastrophes have made Americans more aware than ever before of the impact they might have on their houses. According to a realtor.com report:  "More than three-quarters of recent buyers, or 78 percent, considered [natural catastrophes] when deciding where to build their houses..."  According to the report, many current homeowners (34 percent) … Continue reading Effects of Climate Change to the House Market Trend Today →

Carving out space for a home office isn't always easy, but if you have the option to work from home even part of the time, it's essential to have a space that works for you. Here are 5 great ways to meet those needs:   Adapt a Closet   A guest room closet with bi-fold … Continue reading Home Renovations for Working From Home →

Ask any experienced homeowner and you'll learn that buying in a 'hot' real estate market can be challenging. A high supply of buyers competing for a low stock of available homes is a combination that can lead to bidding wars, price inflation and other headaches. The good news: with some careful preparation and the right … Continue reading Win the Bidding War With Our 5 Minute Guide to Making an Offer the Seller Wont Refuse →

The garage is often the last thing on seller’s minds when it comes to home staging. It is prudent to make sure your kitchen and bathrooms are perfect for showings. Just make sure that you don’t neglect your garage when getting your home ready to sell. A good-looking garage can be a great selling point. … Continue reading Selling Your Home? 4 Ways To Get Your Garage Ready →

Homebuying for millennials today can be tricky. They have to deal with a shortage of supply, rising mortgage prices, and other problems concerning homeownership.   If you're one of these people, you might be doubting if it's really a good time to buy a house. According to the National Association of Realtors or the NAR, … Continue reading Are You a Millennial Looking for Your Own Home? Here’s What You Need to Know →

Student loans can significantly affect your adulthood–especially when getting your own home. You might be thinking–should I pay off my student loans first before getting a new home? Will I be able to qualify for a decent mortgage even if I have unpaid student loans?   If you're one of the people who have the … Continue reading How Can Your Student Loans Affect Your Homeownership →

Student loans can significantly affect your adulthood–especially when getting your own home. You might be thinking–should I pay off my student loans first before getting a new home? Will I be able to qualify for a decent mortgage even if I have unpaid student loans?   If you're one of the people who have the … Continue reading How Can Your Student Loans Affect Your Homeownership →

Buying a home comes with numerous financial planning obligations. It’s far from a turn-key operation and one of the significant challenges involves developing a working knowledge about things often outside your area of expertise. For example, working as an educator, police officer, investment banker or office staffer does not necessarily make you an expert about … Continue reading Rebuilding Costs: Rethinking How Much Homeowners Insurance You Really Need →

A young long-haul trucker driver once took an elder’s advice and invested all of his money into real estate. Even though he was seldom at home to enjoy the fruits of his labor, he hired a property management company to handle the properties. The advice that stuck with the driver was simple. “They’re not making … Continue reading Real Estate Remains A Strong Wealth Management Investment →