Ask any experienced homeowner and you'll learn that buying in a 'hot' real estate market can be challenging. A high supply of buyers competing for a low stock of available homes is a combination that can lead to bidding wars, price inflation and other headaches. The good news: with some careful preparation and the right … Continue reading Win the Bidding War With Our 5 Minute Guide to Making an Offer the Seller Won’t Refuse →

"Move-in ready" homes are desirable -- there's no doubt about it! But sometimes it makes better financial sense to opt for a house with dated decor and a less than trendy kitchen or master bath. You may not get your dream home immediately, but the opportunity to transform a property into your own swan can … Continue reading When It Makes Sense To Buy An Ugly Duckling →

When you are filling out a mortgage application, the lender will be asking you for specific financial information. One of the reasons they ask for this information is to enable the underwriter to calculate your debt to income ratio. This ratio is what most mortgage lenders use to determine the level of risk they are … Continue reading Understanding Your Debt To Income Ratio →

If your status has changed, you can consider sharing a house with extra family members, such as grandparents, adult children, or other relatives. You might be thinking that living with different generations under one roof is a wise choice for you, whether it's due to economic, health, and other personal reasons.   Many people who … Continue reading Solution to Housing Shortage: Multigenerational Houses →

Experts predict that mortgage rates will continue to rise this year, fueling substantial demand for houses as purchasers rush to lock in their deals before rates rise anymore. At the same time, a lack of sellers has resulted in historically low home inventories. This supply and demand imbalance is causing bidding wars and driving house … Continue reading Best Advice for Today’s Housing Market →

Although the majority of the Generation Z population make $25,000 or less per year, they really have embraced the American Dream of home ownership. According to a recent survey by Zillow, 97 percent of Gen Z renters asked were confident they will be homeowners in the future, whereas only 55 percent of Millennials were, and 82 percent of Gen Zers … Continue reading The Younger Mortgage Market: Move Over Millennials, Gen Z Is Moving Into Home Ownership →

Investing in real estate is one of the oldest means of building and storing wealth. However, it is only just recently that "flipping" of houses – buying at a low price, renovating and selling at a higher price – became popular. For many, house flipping has become a full-time career and their primary source of … Continue reading The Quick-and-Easy Guide to Getting Started With House Flipping →

Are you listing your home for sale now, or in the near future? If so, you have probably come to terms with the fact that soon you'll be having strangers tour through your home asking all kinds of questions about it. In today's blog post we'll take a look at three strange questions that buyers … Continue reading Selling Your House? 3 Strange Questions That Potential Buyers Might Ask and How to Answer Them →

The garage is often the last thing on seller’s minds when it comes to home staging. It is prudent to make sure your kitchen and bathrooms are perfect for showings. Just make sure that you don’t neglect your garage when getting your home ready to sell. A good-looking garage can be a great selling point. … Continue reading Selling Your Home? 4 Ways To Get Your Garage Ready →

Student loans can significantly affect your adulthood–especially when getting your own home. You might be thinking–should I pay off my student loans first before getting a new home? Will I be able to qualify for a decent mortgage even if I have unpaid student loans?   If you're one of the people who have the … Continue reading How Can Your Student Loans Affect Your Homeownership →